PeakBooks vs QuickBooks Online — an honest comparison

	PeakBooks	QuickBooks Online
Starting price	$19/mo ($15/mo billed annually)	Entry plans have typically run $30–38/mo, rising to $200+ for advanced tiers — and prices have increased repeatedly in recent years. Check their current pricing.
AI transaction categorization	Built in on every plan, including Starter — learns your corrections and applies your rules automatically.	Rule-based bank categorization; smarter automation features concentrate in higher tiers.
Accountant access	Free accountant accounts with a full firm portal: client list, review tools, month-end close checklists, e-sign engagement letters, Q&A threads with clients.	Accountant access via QuickBooks Online Accountant; full firm workflow tools exist but are spread across products.
Switching in	Built-in migration wizard imports your QuickBooks chart of accounts, customers, vendors, transactions / general ledger, open invoices & bills, classes & locations — from the CSV/Excel exports QuickBooks already gives you.	—
Bank feeds	Automatic bank & credit-card sync via Plaid, with hourly safety-net syncing.	Automatic bank feeds, broad institution coverage.
Core accounting	Invoicing, bills & bill pay, reconciliation, period locks, P&L / Balance Sheet / Trial Balance, fixed assets & depreciation, classes/locations/projects, 1099 tracking.	Mature, very complete feature set — the benchmark in the category.
Trial	7 days, full Standard features, no credit card.	Typically a 30-day trial or an intro discount — not both.
Your data	Export everything as spreadsheets anytime; self-serve account + data deletion.	Exports available; some reports and history easier to extract than others.

QuickBooks is a registered trademark of Intuit Inc. Comparison reflects publicly available information and is provided in good faith — verify current QuickBooks pricing and features with Intuit. Last reviewed June 2026.

Switching takes an afternoon, not a month

Export from QuickBooks. Chart of accounts, customer & vendor lists, the general ledger, and open invoices/bills — all standard QuickBooks exports.

Import into PeakBooks. The migration wizard maps QuickBooks account types automatically, previews every file before committing, and can even mark imported months as already-reconciled.

Connect your bank and keep going. Link your accounts with Plaid and new activity flows in automatically — with AI doing the categorizing.

Read the step-by-step migration guide →

Switching questions

Both. You can import full transaction history through the general-ledger import (with journal entries preserved), or start clean from opening balances — your choice per account.

Yes — accountant accounts are free, and the accountant portal includes review tools, month-end close checklists, and client Q&A. Invite them from Settings and they get access to your books without sharing your password.

The import previews every row before committing and reports exactly what was skipped and why — nothing is silently dropped. And if you get stuck, email support@peakbooksapp.com and a human will help.

Yes — many switchers keep QuickBooks read-only for a month while PeakBooks takes over day-to-day. The 7-day trial needs no card, so trying it costs nothing.

Thinking of leaving QuickBooks?

Switching takes an afternoon, not a month

Switching questions